Let Chiphone’s Christmas loan help make your Holidays a little Happier!

With interest rates starting as low as 7.9% APR*, borrow up to $2,500.00 for 12 months. Minimum loan borrow amount $750.00.  As an added gift, we are giving you an additional percentage off your qualified rate! Contact us for more details or apply online @

*Rate determined by credit score/history.

Offer valid October 1 – December 31, 2023.


Disclosure:  Borrow up to $2500.00 for a term of 12 months.  90-Day No Payment Option on all new loans.  $25.00 loan document fee will apply.  Balance from previous year’s Christmas loan may be added to the balance of new loan, not to exceed $2,500.00.  Minimum loan amount equals $750.00.  Rate determined according to credit score/history.  Apply within the specified month to receive an additional percentage off qualified rate; month of October equals 1.00% APR*, month of November equals .50% APR*, and month of December equals .25% APR*.  Offer valid October 1 through December 31, 2023.