Mortgages

At Chiphone, we value our members and their dreams of home ownership.  Whether you are looking to purchase, refinance or complete home improvements, we have the right solutions for you.

 

MORTGAGE SPECIAL

Lock in a rate that’s below the current National Average!

Whether you’re buying your dream home or refinancing your current mortgage, Chiphone is here to help you save.

Available Terms:

  • 30, 20, 15, and 10 Years.
  • Purchase. Refinance. Construction.
  • Competitive Fixed rate mortgage options.
  • Local lending with personalized service.

Rate Information:

Rates As of July 29, 2026

  • 30 Year Term: 6.25%
  • 20 Year Term: 6.00%
  • 15 Year Term: 5.625%
  • 10 Year Term: 5.50%
  • Mortgage rates can change and are updated daily.

 

APR = Annual Percentage Rate.  Rates, Terms, and approval are subject to credit qualifications and may change daily without notice.  Other restrictions may apply.  Contact Chiphone Federal Credit Union for today’s rates.

 

Our local home loan experts are ready to make your home ownership dreams a reality. Conventional Purchases or Refinanced Mortgages with terms ranging from 10-30* years with competitive rates | Construction Loans | Adjustable-rate HELOCS (Home Equity Line of Credit) |Low down payments* for first-time home buyers

Click Here to Start Your Application!