Rates

Rates Subject To Change Without Notice

Come see one of our loan specialists to apply or apply online.

There are no pre-payment penalties. Rate and term determined by credit history/score.

Loan Rates - Effective Sunday, August 1, 2021
Loan TypeRates as low asTerms & Information
2020-2021 (Brand New) » 3.49% 60 M APR - UP TO 72 MONTHS/AUTO & MOTORCYCLE
2020-2021 (Used) » 3.99% 72 M APR-UP TO 72 MONTHS/AUTO & MOTORCYCLE
2020-2021 MIN $30,000 » 4.99% 84 M APR - UP TO 84 MONTHS/AUTO & MOTORCYCLE
2015-2019 » 4.49% 60 M APR - UP TO 60 MONTHS OR LESS/AUTO & MOTORCYCLE
2014 & OLDER » 5.75% 72 M APR - UP TO 60 MONTHS OR LESS/AUTO & MOTORCYCLE
WATER/RV/OTHER/MAX $50,000.00+ » 4.5% 180 M APR - UP TO 180 MONTHS/$50,000.00 + 15% DOWN
WATER/RV/OTHER/MAX $49,999.00 » 5% 144 M APR - UP TO 144 MONTHS/$25,000.00-$49,999.00 + 10% DOWN
WATER/RV/OTHER/MAX $24,999.00 » 5.25% 120 M APR - UP TO 144 MONTHS/$15,000.00-$24,000.00
WATER/RV/OTHER/MAX $14,999.00 » 5.75% 84 M APR - UP TO 84 MONTHS/$10,000.00-$14,999.00
WATER/RV/OTHER/MAX $9,999.00 » 6% 60 M APR - UP TO 60 MONTHS/$7,000.00-$9,999.00
WATER/RV/OTHER/MAX $6,999.00 » 6.25% 60 M APR - UP TO 60 MONTHS/UP TO $6,999.00
CD SECURED » 3% 36 M + CD RATE/TERM OF CERTIFICATE
UNSECURED » 17.9% 12 M 36 MONTHS OR LESS/$500 TO $5,025.00
HELOC » 5% 84 M
VISA APPLICATION - OTB » 17.9% 36 M

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
*Annual Percentage Yield; Rates are subject to change without notice.

*New and Used Vehicles, Unsecured and CD Secured loan rates from 3.49% APR to 17.9% APR with Negotiable terms. *Rate qualifications are based on credit history, length of employment and debt ratio requirements.

A penalty will/may be imposed for early withdrawal.

*Annual Percentage Yield; Rates are subject to change without notice.

For Chiphone mortgage rates call our mortgage department at 574-294-3606, ask for Gail, ext. 1422. Ask about mortgage and home equity specials!

  • 10-30 Fixed Rate Conventional
  • First Time Home Buyer Programs
  • Stick Built, Modular Homes, Manufactured
  • Construction Loans
  • HELOC, Home Equity Lines of Credit