Rates

Rates Subject to Change Without Notice

Come see one of our loan specialists to apply or apply online.

There are no pre-payment penalties. Rate and term determined by credit history/score.

Loan Rates - Effective Tuesday, June 9, 2026
Loan TypeRates as low asTerms & Information
VEHICLE/MOTORCYCLE 2022-2026 » 6.24% 72 M APR - UP TO 84 MOS
VEHICLE/MOTORCYCLE 2022-2026 » 5.74% 84 M APR - UP TO 72 MONTHS
RV/WATERCRAFT RV 2024-2026 » 6.5% 120 M APR - UP TO 60 MOS
RV/WATERCRAFT 2024 - 2026 » 6.75% 60 M APR -61-120 MOS
VISA CREDIT CARD APPLICATION » 7.9% 84 M DEPENDING ON YOUR CREDIT YOU CAN GET AS LOW AS 7.9%
UNSECURED » 7.9% 12 M 60 MONTHS OR LESS/$500 TO $20,000
CD SECURED » 3% 36 M + CD RATE/TERM OF CERTIFICATE
HELOC » 6.75% 84 M .05% BELOW PRIME/FLOOR IS 5%

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
*Annual Percentage Yield; Rates are subject to change without notice.

*New and Used Vehicles loan rates from 5.24% APR to 17.9% APR with Negotiable terms. *Rate qualifications are based on credit history, length of employment and debt ratio requirements.

For details about our Mortgage & HELOC products, call 574-294-3606, ask for Jenni C. (Mortgage Manager) ext. 1430 or Sabrina, ext. 1434 (Assistant).

  • 10-30 Fixed Rate Conventional
  • First Time Home Buyer Programs
  • Stick Built, Manufactured
  • Home Equity Lines of Credit: 2.99% APR* 6-Month Introductory Rate on all “NEW” HELOCS.