Rates

Rates Subject To Change Without Notice

Come see one of our loan specialists to apply or apply online.

There are no pre-payment penalties. Rate and term determined by credit history/score.

Loan Rates - Effective Friday, January 27, 2023
Loan TypeRates as low asTerms & Information
VEHICLE/MOTORCYCLE 2021-2023 » 6% 72 M APR - UP TO 72 MOS
VEHICLE/MOTORCYCLE 2018-2023 » 6.75% 60 M APR - UP TO 84 MONTHS
RV/WATERCRAFT RV 2022-2023 » 6.25% 120 M APR - UP TO 60 MOS
RV/WATERCRAFT 2021 AND OLDER » 7% 60 M APR -61-84 MOS
VISA CREDIT CARD APPLICATION » 17.9% 84 M DEPENDING ON YOUR CREDIT YOU CAN GET AS LOW AS 7.9%
UNSECURED » 17.9% 12 M 36 MONTHS OR LESS/$500 TO $5,025.00
CD SECURED » 3% 36 M + CD RATE/TERM OF CERTIFICATE
HELOC » 5% 84 M .05% BELOW PRIME/FLOOR IS 5%

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
*Annual Percentage Yield; Rates are subject to change without notice.

*New and Used Vehicles, Unsecured and CD Secured loan rates from 6.00% APR to 17.9% APR with Negotiable terms. *Rate qualifications are based on credit history, length of employment and debt ratio requirements.

A penalty will/may be imposed for early withdrawal.

*Annual Percentage Yield; Rates are subject to change without notice.

For Chiphone mortgage rates call our mortgage department at 574-294-3606, ask for Jenni, ext. 1430 or Leslie, ext. 1434.  Inquire about mortgage and home equity specials!

  • 10-30 Fixed Rate Conventional
  • First Time Home Buyer Programs
  • Stick Built, Manufactured
  • Home Equity Lines of Credit