Recreational Vehicles

Watercraft, Recreational Vehicles and Others

Let us fund your fun with our Recreational loan!  Loan terms up to 120 months, with rates starting as low as 6.50% APR*.

Stop in and speak with a loan officer today or apply online. There are no pre-payment penalties.

*RV:  Travel Trailer, Camper, Motor Home & Park Model.

*BOATS:  Pontoon, Sailboat, Cabin Cruiser & Motorized.

*RV Maximum Amount Financed = $200,000.00.

*Must put 10% down on an RV or Boat before we can process loan.  Purchases with less than 20% down will have 1% added to the rate.  1% will be added to the rate for refinanced (no cash out) loans if the LTV is greater than 80%.

*Maximum amount financed:  90% of Purchase Price or JD Power whichever is lower.

*Cash Out refi RV loans maximum 80% LTV.

UTILITY EQUIPMENT!

Enclosed & Unenclosed Trailers.

*Same Rates apply as “Other” category!

OTHER!

Horse Drawn Buggies, Side by Side, Jet Ski, Moped, 4-Wheeler, and Snowmobile.

NEW:                                      TERM:                            BASE RATE:

2024-26                                   60 Mo.                                7.25%

2024-26                                   61-84 Mo.                          7.50%

USED:

2023 – Older                           60 Mo.                                7.75%

2023 – Older                           61-84 Mo.                          8.00%

*Max loan is 100% LTV.  No Cash out Refi’s.

 

*Rate and term determined by credit history/score.