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Mechanical Repair Coverage
Chiphone is excited to help more members protect their eligible vehicle(s) with Mechanical Repair Coverage (MRC). Mechanical Repair Coverage will help cover the costly repairs of eligible vehicles long after the manufacturer’s warranty has expired. This new distribution channel will allow you to purchase a plan on your own time, through our co-branded platform.
This new distribution channel is powered by Forever car, which allows an individual to protect their eligible vehicle(s) through online and call center channels. You will be able to obtain a quote through this distribution channel by visiting our website, going to our loan Products icon, and selecting Mechanical Repair Coverage.
Offering products that meet the needs of our membership!
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Open Your New Account “Online”
Our Membership Opening Process (MOP) allows you to open your new Savings account in (3) simple steps. You will be able to “Create, Fund, and enroll in Online Banking. To start the process of opening an account, users will go through Experian Precise ID verification to answer random questions about their credit and personal information. Once verification has been established opening your new account will be a snap. If you have any questions about the Membership Opening Process, contact our Online Services Dept. at (574) 294-3606 – Ext. 1214.
Chiphone Federal Credit Union (joinmycu.com)
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IT’S ME 247 Contest: Debit Card Contest!
For additional contest rules and restrictions, contact your local branch or reach us at (574) 294-3606.
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Mobile App Featuring Remote Deposit Capture!
Our Mobile App is available and ready for download. Our Mobile App has many features such as:
Remote Deposit Capture, Checkmate will allow you to deposit checks by simply taking a picture with your phone!
Our app will also allow you to:
- Apply for a loan.
- View current rates.
- Open new Sub Account.
- Pay Bills online once enrolled in Bill Pay.
- Update Personal Information and much more!
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Card Control!
Maximizing convenience and peace of mind while minimizing the risk of fraud, Card Control’s real time filters put the user in control over how, when and where their ATM/Debit card (s) may be used. With one tap from our new mobile app, our Card Control feature will give you full control!
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Ask About Our Money Mover Club!
We are now offering a Money Mover Club. The Money Mover Club is not associated with any rates so it will not earn dividends. You may move your money in and out of this club as much as you need. With this new club, you may avoid exceeding REG D account limitations. You may open your new Money Mover Club Account via It’sMe247 or at any Chiphone branch location.
Enroll In It’sMe247!
On our HOME page, click on the It’sMe247 login box. Enter your account number then enter the last 4-digits of your SSN. This will be your temporary password. You will be asked to change it. You will need to set up your security questions the first time you login.
You have many options with It’sMe247!
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CU*Talk, Telephone Banking
Set up for CU*Talk and take care of your credit union business any time of day! Call the toll-free number 844-606-2326, follow the simple instructions and enroll today. (default password is the last 4-digits of your SSN)
*You MUST contact your local branch prior to establishing your CU*Talk account so that we may enable this feature!
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Attention Bill Pay Members!
If you have enrolled in Chiphone’s Easy Pay and do not use it on a regular basis you may be un-enrolled from the program. Members must use the Bill Pay service to keep it active. Anyone not using the Bill Pay to pay bills for 60-days (2-months) may become deactivated. A $15.00 reactivation fee may be charged. See Bill Payment Agreement & Disclosure. Please contact us at info@chiphone.org if you have questions or contact Bill Pay support directly 877-548-8593.
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Safe Deposit Box Rental!
Are your valuables & memorabilia safe and out of harm’s way? You can make sure by renting a Chiphone Safe Deposit Box.
Safe Deposit Boxes are available at our Elkhart (Beardsley) and our Nappanee branch locations. *For annual rental fees, CLICK HERE Annual Rental Fees are withdrawn from account on July 1st.
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Do You Need A Visa “Starter Card”? ($500 Limit)
Don’t shop without it! Platinum, Gold, Classic or Starter Cards are here!
Platinum at 7.9% APR*
Gold at 9.9% APR*
Classic at 13.9% APR*
Starter at 17.9% APR*
“Fixed” interest rates and increased credit limits to offer you more! Enroll in DX ONLINE for online, real time management of your credit card.
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Ask about our Visa Balance Transfer Program!
Move your non-Chiphone card balance to a new Chiphone card for a lower rate. Your Visa statement will include information on the Visa Program changes as well as credit line increase. For additional information or if your card is lost or stolen call our Visa Department at 574-294-3606 x1425 or 1433 and after hours call (855) 510-0952.
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
If you purchase items online be sure to sign up for Verified by Visa. Go to our LINKS page and protect yourself by signing up today!
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Sign up for Free E-statements!
Just say “NO” to paper statements. Free E-Statements are offered through our It’sMe247 Online Banking service. To receive your statement electronically you will need to enroll in It’sMe247 via our HOME page. Make sure we have your current email address on file. E-statements are a fast, free, and convenient method to receive your account history each month. Act now! If you have any questions, feel free to give us a call at:
Elkhart 574-294-3606, 574-206-2151 or 574-294-2420
Merrillville 219-738-3249 Middlebury 574-825-7883 Nappanee 574-773-2428
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Chiphone will Never call Members to verify Account Information!
Please do not give any account/personal information to anyone calling from any organization. The scammers may identify themselves from what may sound like a reputable institution. We fear they are trying to receive account information in hopes that you will send money to them. Please do not fall prey to this scam.
Do not be a victim of phone fraud, internet fraud or other means the criminal may use. If you receive this type of call, hang up and notify us immediately.
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Do Not Be a Victim of Fraud! Protect yourself!
Keep your personal information personal!
Here are some safety tips to live by:
- Chiphone will never ask for info via email or phone unless you have initiated the contact.
- Do not write your pin# on your ATM, Debit Card or Credit Card.
- Do not carry your pin# in your purse or wallet.
- Do not give your pin# to anyone you do not know or trust.
- Do not share your personal information with anyone.
- Do not respond to any email or phone call, including cell phones, asking for your personal information!
Help us protect you!
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Chiphone is Safe & Sound!
Your share account at Chiphone is insured up to $250,000 through the NCUSIF (National Credit Union Share Insurance Fund). All Federally insured Credit Unions pay into this fund. Federal Credit Union share accounts are backed by the full faith and credit of the United States Government. The NCUA, a U.S. Government Agency, is the regulator of these funds. This makes this fund the strongest of its type, including the FDIC.
Some retirement accounts are insured up to $250,000. Please contact us if you have further questions. You may go to the Indiana Credit Union League site at www.icul.org or go to www.ncua.gov for additional information.
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Changing Jobs? Chiphone can help you through the transition.
*We can offer you a special loan payment plan for your Chiphone loan(s).
*We can assist you with your 401K rollover, providing investment options.
We will work with you to help guide you in the right direction. Feel free to contact us! For Elkhart call 574-294-3606, 574-206-2151, or 574-294-2420. Nappanee call 574-773-2428 and for Middlebury call 574-825-7883. At Chiphone Federal Credit Union our purpose is “people helping people”.
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*Enroll in Chiphone’s Free Bill Pay service.
You may enroll through It’sMe247.
Once signed up you can enroll in EasyPay, powered by iPay.
EasyPay will allow you these options: Pay Bills — Quick Pay — Payment Calendar — Payment History. Once on It’sMe247, follow the easy to read options on the EasyPay screen. No need to buy postage stamps again!
No need to drive to a location! Enroll in other convenient services provided by your credit union.
E-statements – -CU*Talk — ATM Ca$h Card — Visa Check Debit Card — Direct Deposit/Payroll Deduction and more!
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Fraud Contacts: Protect what is yours!
- TeleCheck: 1-800-710-9898
- Lost or stolen Visa Credit Cards: 1-855-510-0952
- Visa Alert enrollment go to: https://usa.visa.com/pay-with-visa/featured-technologies/purchase-alerts.html
- ATM/Debit Cards: 1-866-557-5419
- Identity Theft: 1-877-438-4338
- Or Go To: www.onguardonline.gov.
- National – Do Not Call Registry: 1-888-382-1222 www.ftc.gov/donotcall.
- Credit Reporting Industry Pre-Screening Opt-Out: 1-888-567-8688
Register your Visa Credit, Visa Debit and/or your Reloadable Prepaid Cards for Visa Purchase Alerts Here.
Learn how to protect your privacy, your family, and your PC. Do you know what to do if you are a victim of Identity Theft? Get educated today!
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Specials For Chiphone Members Only!
Trust & Will
Estate Planning Made Easy!
Credit union member exclusive
Get 20% off any estate plan
Trust & Will is the leader in online estate planning and has helped over half a million families secure their legacies.
To learn more or to take advantage of all the exclusive program savings, click on the Love My Credit Union Rewards link below! (LMCUR)
https://cumobile.lovemycreditunion.org/
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Sorg Jewelers will give *15% discounts to all Chiphone members for new items purchased at their CR 17 or Goshen store location. For details and full discount disclosure call Darin Sorg at 294-5406.
*Some exclusions may apply.
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ATTENTION! Traveling out of the country?
All Chiphone Visa Credit & Debit Cards used in Mexico and some other foreign countries will be blocked. If you are planning to travel out of the country and will be using your Chiphone Visa Credit Card or Debit, please contact the Credit Union prior to your trip. Call 574-294-3606.