CheckbookPrime Preferred Checking

Dear Chiphone Member-

Increased security and special discounts, designed just for you!

At Chiphone Federal Credit Union, our primary goals are to keep your funds secure, help you grow your finances to meet your goals, and to provide the greatest value possible to help your money do more. That’s why we’re pleased to announce new services designed to enhance your personal security, protect your family and help you save time and money.

Beginning November 1, 2016, your checking account at Chiphone Federal Credit Union will become a Prime Preferred Checking, a Secure Checking account, and a $4.95 monthly maintenance fee will apply. Take a look at the great benefits your Prime Preferred Checking account provides:

Protect yourself and your family1 from fraud
Identity theft is on the rise2 and we know it takes a serious financial and emotional toll on its victims. As a Prime Preferred Checking accountholder, you can rest easy with Chiphone Federal Credit Union’s identity theft protection service – IDProtect®. Your IDProtect service includes: credit file monitoring and alerts of changes with Equifax, Experian and TransUnion, ability to request a 3-in-1 credit report every 90 days or upon receipt of a credit alert, up to $10,000 in identity fraud expense reimbursement3, and more.

Insure against loss
Prime Preferred Checking protects you from the unexpected, with up to $10,000 of 24-hour Accidental Death & Dismemberment Insurance3.

Additional savings
Prime Preferred Checking provides you with time and money saving benefits for banking, shopping and fun.
  • Free Visa Debit Card
  • Free It’sMe247
  • Free Mobile Banking
  • Free CU*Talk
  • Free E-Alerts
  • Free E-Statements
  • Free EasyPay Bill Pay
  • Unlimited Check Clearing
  • Travel and Leisure Discounts – Money saving discounts from thousands of local and national businesses – redeem and print coupons online or access discounts from your smartphone.
  • Health Discount Savings (This is not insurance)
  • Debit Advantage™ Buyer’s Protection and Extended Warranty3
  • Cellular Telephone Protection3
  • $hopping Rewards™
In a few weeks, you will receive another letter from us with more information on the new features and services mentioned above, including details on how to access and activate all of the benefits provided with your new Prime Preferred Checking account.

Seamless Account Transition – Please know that your account number remains the same and you may continue using your current debit card, direct deposit/withdrawal arrangements, checks, deposit slips, and online and mobile banking as usual.

We know you’ll enjoy the added security and savings benefits your new Prime Preferred Checking account provides. IF YOU HAVE QUESTIONS ABOUT YOUR NEW PRIME PREFERRED CHECKING ACCOUNT, OR FEEL YOU WOULD BE BETTER SUITED TO ANOTHER CHIPHONE CHECKING ACCOUNT, PLEASE CONTACT MEMBER SERVICES AS OTHER CHECKING ACCOUNT OPTIONS ARE AVAILABLE, at Elkhart 294-3606, 206-2151 or 294-2420. For Middlebury call 574-825-7883, for Nappanee call 773-2428 and for Merrillville call 219-738-3249. As always, we consider it an honor to serve you and thank you for banking with us.

Sincerely,

Travis H. Mazur
CEO

1IDProtect service is a personal identity theft protection service available to personal checking account owners, their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a "signer" on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

2Javelin Strategy & Research, Identity Fraud Survey Report, February 2015.

3Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Guide to Benefit will be included in follow-up letter.

Insurance Products are not insured by NCUA or any Federal Government Agency; Not a deposit of or guaranteed by the credit union or any credit union affiliate.