Home Equity

We offer Home Equity Lines of Credit!

Need cash for remodeling, consolidate bills or even for your child's college needs? You may be eligible to borrow $7,000  or more, based on 80% value on your home. Our Home Equity Loan is a revolving line of credit. You can borrow up to $150,000.00. There are no pre-payment penalties.

Intro rate disclosure:

The corresponding ANNUAL PERCENTAGE RATE for all transactions and balances will be based upon your contracted rate which will be a variable rate based upon The Wall Street Journal prime rate which was 3.75% as of 03/15/2017, but will never be more than 18% or less than 5.00%. Intro Rate Discontinued for Payment Default will take effect on the first day of the billing cycle following the sixty-first (61st) day of delinquency. No other discounts apply to the Intro Rate. The total indebtedness secured by the residence (including the Line) cannot exceed 80% of the fair market value of the home.

Elkhart, 574-294-3606, CR 6, 206-2151, CR 17, 294-2420, Nappanee, 773-2428 or Middlebury, 825-7883.  For Merrillville call 219-738-3249.