Chiphone offers Traditional IRAs, Roth IRAs and Educational IRAs. IRAs can be opened through transferring of funds or qualified plan rollovers.

• “Individual Retirement Account”; Chiphone offers a variety of IRA accounts for its members.
• Most common are the traditional and Roth IRA’s, which can be in the form of clubs or CDs.
• All IRA’s are interest bearing accounts.
• IRA’s may be assessed an annual fee, transfer fee, and termination fee.  Effective 12/1/2011

Share or IRA Certificates offer another method of saving for your future. See Savings Products.