Credit Card

Credit Cards

Chiphone Visa Credit Cards are available for every need!
Ask about a limit increase and our special $500 credit limit Visa Classic Starter Card.
We are celebrating our 70th year anniversary with a special .70% APR Visa Balance Transfer offer.   Transfer your current non-Chiphone Credit Card to a low .70% APR for a balance consolidation.  Payout runs 7-months or 210 days.  This special offer has been extended through 2017. Contact us for details today!

VISA CLASSIC
  • 13.9% APR -17.9% APR
  • Up to $7,500 Credit Limit
  • 5-day grace period
  • Balance transfer rate of .70% APR
  • Rates vary according to qualifications.
VISA GOLD
  • 9.9% APR
  • Up to $12,500 Credit Limit
  • 5-day grace period
  • Balance transfer rate of .70% APR
  • Rates vary according to qualifications.
VISA PLATINUM
  • 7.9% APR
  • Up to $20,000 Credit Limit
  • 5-day grace period
  • Balance transfer rate of .70% APR
  • Rates vary according to qualifications.

All payments are due the 18th of each month.

For Terms and Conditions contact our Visa Department today at 574-294-3606 ext.1425.

Visa Gift Cards available at Chiphone! Find out more on our SPECIALS page.

To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.

If your Visa card is lost or stolen call the credit union immediately at 574-773-2428, 574-294-3606, 574-825-7883, 574-206-2151, 574-294-2420, or 219-738-3249.  For after hours call 800-449-7728.

For customer service call 855-510-0952.