Whenever you are making a direct deposit or an automatic withdrawal to your Chiphone savings or checking account, you will need to provide our routing/transit number along with your account number. Chiphone's routing/transit number is 271290597. Your Chiphone account number is on the bottom center of your checks. ex:0000123456. Do not use the zeros or the last number, which is for check processing purposes only. Please contact us with any questions.