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Rates effective as of July, 2008
Savings Rates
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APR |
APY* |
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Share Account |
.25% |
.25% |
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IRA
Club |
.25% |
.25% |
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Money Market
& Business Drafts -
$2,500-$29,999 |
1.50% |
1.51% |
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$30,000-$79,999
$80,000+ |
1.75% 2.00% |
1.76% 2.02% |
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Prime Rate Effective:5-01-08 |
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5.00% |
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Dividend rates declared monthly. |
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*Minimum Deposit $500. Rates also for IRA Share
Certificate
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A penalty will/may be imposed for early withdrawal.
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*Annual Percentage Yield; Rates are subject to change
without notice. |
Back to Top
Certificate Rates
Effective as of 7-2-08
*Ask about the
Olympic CD special!
|
Term |
APR |
APY* |
|
91 Day Share Certificate |
1.75% |
1.76% |
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6
Month Share Certificate |
1.75% |
1.76% |
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12 Month Share Certificate |
2.25% |
2.28% |
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18
Month Share Certificate |
2.50% |
2.53% |
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24 Month Share Certificate |
2.95% |
2.99% |
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36
Month Share Certificate |
3.10% |
3.14% |
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48 Month Share Certificate*add
.25% |
3.50% |
3.56% |
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60
Month Share Certificate*add
.25%
|
3.50% |
3.56% |
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72 Month Share Certificate*add
.25% |
3.95% |
4.02% |
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Dividend rates declared monthly
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*Minimum Deposit $500. Rates also for IRA Share
Certificate
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A penalty will/may be imposed for early withdrawal.
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*Annual Percentage Yield; Rates are subject to change
without notice. |
Back to Top
Loan Rates
Effective as of July, 2008.
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Type |
Term |
Base Rates-as
low as |
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New 2007-2008 |
36-72 Month |
*5.49% APR
qualified buyers |
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Used
2003-2006 |
36-60 Month |
*5.49% |
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Used 2002-older |
48
Month or less |
*5.49% |
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0-$2,499 |
12
Months |
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$2,500 - $4,999 |
24
Months |
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$5,000-$7,499 |
36
Months |
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$7,500 and up |
48
Months |
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Classic |
48
Months or less |
*5.49% APR |
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New Motorcycle |
60
Months or less |
*5.49% |
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Used
Motorcycle |
60
Months or less |
*5.49% |
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Watercraft/RV
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New
Watercraft/RV |
60
Month |
*5.49% APR (10% down) |
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120
Month |
*5.49% (20% down) |
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Used
Watercraft/RV |
60
Month |
*5.49% APR |
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120
Month |
*5.49% |
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CD
Secured |
$0-$1,999 |
3.50%
+ CD rate |
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$2,000 - $7,499 |
3.00% + CD rate |
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7,500 - up |
2.00% + CD rate |
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Unsecured |
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13.9% - 17.9% APR |
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Individual |
$2,500 |
Joint |
$5,000 |
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Visa
Classic |
(No annual
fee) |
13.90% APR-17.9%
APR |
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Visa
Gold |
($35.00 annual
fee with Member's Choice rewards) |
9.9%
APR |
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Visa
Platinum |
(No annual
fee) |
7.9%
APR
(8.9% APR as
of 9/1) |
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Family Visa Cards available with each card. Ask for
details.
*Annual Percentage Yield; Rates are subject to change
without notice.
*New and Used Vehicles, Unsecured and CD Secured loan
rates from 5.49% to 17.9% with Negotiable terms.
*Rate
qualifications are based on credit history, length of
employment and debt ratio requirements.
*A discount of 0.125% will be given for auto-pay deduction. |
For Chiphone
mortgage rates call our mortgage department at 574-294-3606, ask
for Kathy, ext. 435.
Ask about mortgage specials!
HELOC rate below Prime!
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10-40 Fixed Rate
Conventional
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5 and 7 year
Adjustable Rate Mortgages (ARMs) |
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First Time Home Buyer Programs |
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Low
or No Down Payment |
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Vacant Land Building Loans |
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7
Year Balloons |
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Construction Loans, Stick Built, Modular Homes,
Manufactured |
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Interest Only Loans ~ ~
HELOC Visa Card with interest
only payment options! |
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Alternative Lending |
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FHA |
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Rural Development |
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Jumbo Loans |
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Reverse
Mortgages |
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Fixed Rate 2nd Mortgages,
New fixed rate options! |
About Us │
Services │
Savings Products
│ Loan Products
│ On-Line
Services │ Current
Rates
Office Information │ Links |
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Accounts Federally Insured to $100,000 and are backed by
the full faith and credit of the United States Government,
National Credit Union Administration, a U.S. Government
Agency. |
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We do business in accordance with
the Federal Fair Housing Law and the Equal Credit Opportunity
Act. |
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