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Chiphone recognizes the importance of protecting the
privacy of our members and others who visit our Web
site. Chiphone is committed to securing and protecting
information that may personally identify you in the
online environment. This is Chiphone's commitment to
you, our valued member.
If you supply us with your postal address and/or
telephone number online, we may use them to contact you
with information on products and services or upcoming
events. If you never wish to be contacted for any
products, services or special promotions, please let us
know by sending an e-mail to the address below.
If you would like additional
information, we can be reached via e-mail at
info@chiphone.org.
REG CC is the regulation that affects funds
availability. Funds that are available immediately upon
deposit are:
Government checks, Federal, State and Local, Cashier's
Checks, Bank Checks, and Traveler's Checks
Those are all guaranteed funds! All other checks coming
into the credit union may or may not be placed on a hold
till time of clearing. This will be at Managements
discretion.
REG D is the regulation that affects account
limitations. For share, Christmas Club, Vacation
Club, Special Club, IRA, Roth IRA, Educational IRA, IRA
Conversion, Bond Club or Money Market Draft accounts, no
more than six (6) preauthorized, automatic telephone or
Home Banking transfers may be made from each account to
another account or to a third party in any month, and no
more than three (3) of these six (6) transfers may be
made by check, draft, or debit card to a third party.
According to Federal Reserve REG D if you exceed these
limitations, your account may be subject to a fee or be
closed.
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