|
Annual Percentage (APR) for Purchases |
13.9% |
|
Cash Advance APR |
N/A |
|
Balance Transfer APR |
N/A |
|
Penalty APR |
N/A |
|
Variable Rate Information |
N/A |
|
Grace Period for Repayment of the Balance for Purchases |
25 Days |
|
Method of Computing the Balance of Purchases |
Average daily balance
(including new
transactions) |
|
Annual Fee |
N/A |
|
Minimum Finance Charge |
N/A |
|
Late Fee |
$30.00 |
|
Over Limit Fee |
$30.00 |
|
Replacement Card Fee (Per Card) |
$10.00 |
|
NSF Check Fee (Per Check) |
$30.00 |
|
Draft Copy Fee |
$5.00 |
|
Statement Copy Fee |
$5.00 |
The
minimum monthly payment is 2% of your total new balance
but not less than $20, plus the amount of any unpaid prior
payments due. The periodic rate is 1.1583% per month
for cash advances and purchases. The APR on an
account past due (2) cycles (months) will increase to 17%.
The periodic rate is 1.49% will remain in effect until the
account has been current for three (3) consecutive cycles
(months). The interest rate will revert to the
standard annual percentage rate: (1) upon three
consecutive payments being made on or before the due date
and (2) the account is not being three cycles (months)
past due. Account three or more cycles (months) past
due will remain at 1.9% APR permanently.
Cash Advance Fee of 2% of the amount advanced with a
minimum of $5.00 and a maximum of $50.0. This fee
does not include balance transfers.
The billing cycle date is the 16th business day of the
month.
If you have any questions, lost or stolen card, call the
Credit Union Card Center at 1-800-289-5989 or write us at
P.O. Box 50425, Indianapolis, IN 46250. |
